ZALOPAY - A PAYMENT APP THAT REINVENTS EVERY MONEY EXPERIENCE
Zalopay is a payment application with a full range of features and functionalities to serve all needs, anytime, anywhere, for everyone, from any source of funds.

EASY PAYMENT WITHOUT LINKING A BANK
Do you prefer the traditional method of linking a bank to top up your Zalopay account; or the streamlined new method of direct transfer from any banking app? Zalopay has it all!

Users will have the flexibility to choose payments from all sources, according to their preferred habits such as Zalopay balance, earning balance, postpaid account, linked bank account, direct transfer from banking app by downloading a code and paying, Apple Pay, Visa, Mastercard...

EARN REWARDS ON ALL PAYMENTS FROM BANKING APPS WITH ZALOPAY PRIORITY
Zalopay Priority is a Membership Priority program that provides exclusive privileges at the fingertips of loyal Zalopay customers. All Zalopay users, including users who use banking apps to scan and pay via the Zalopay QR Code, can participate in the program.
With each corresponding membership tier (Member, Silver, Gold, Diamond), users will receive attractive privileges such as double point accumulation, personalized gift selection, exclusive financial privileges, and access to special priority lanes, etc.

ENCOVER FLEXIBLE FINANCES FROM SMALL AMOUNT
Zalopay offers a diverse range of superior financial products, supporting users with flexible spending through Savings - Securities - Consumer Loans, with simple, easy, and secure registration steps.

- Earning balances with the motto: monthly spending earns daily returns.

- Savings deposits with superior market interest rates, especially with flexible partial principal withdrawals without interest loss.

- Securities accounts to help you embrace modern finance by investing in just one stock.

- Quick loans without income verification, approval in 5 minutes, flexible loan limits from 10 million to 30 million VND, flexible loan terms from 12 to 24 months, competitive interest rates up to 32.4%/year (equivalent to 2.7%/month). For example, "With a loan of 15,000,000 VND over 12 months, you only need to pay 1,652,844 VND per month."

EXPERIENCE ALL YOUR FAVORITE SERVICES
Zalopay offers thousands of online payment utilities right on the app:
- Quickly transfer and receive money from e-wallets and banking apps via Zalopay QR Multi-Function.

- Buy phone cards, top up data with countless cashback and discount offers.

- Pay all your bills: Electricity, Water, Internet, Television, Consumer Loans, Tuition Fees, Apartment Fees...

- Buy travel tickets without worrying about prices with Vietjet Air, Bamboo Airlines, Gotadi, Agoda, Luxstay, Gotadi, Reddoorz chain, Cheap Bus Tickets, Phuong Trang (FUTA)...
- Pay for all apps on Google Play, VieOn, FPT Play, POPS, ClipTV, HDViet...
- Book movie tickets directly at all theaters: CGV, Galaxy Cinema, Lotte,...
- Pay quickly and easily when shopping online on Lazada, Tiki, TikTok Shop...
- Order rides and food with Grab, Be, Gojek, Ahamove, Loship...

- Schedule appointments at hospitals and medical centers directly through Zalopay

- Receive many amazing gifts when topping up game accounts

INTERNATIONAL STANDARD SECURITY

- Zalopay is licensed by the State Bank of Vietnam to operate as a payment intermediary.

- Information is protected by international PCI DSS level 1 (the highest level, usually only for banks and card issuers).

- Achieves the highest international security certification, ISO 27001.

- Dual security mechanism: payment password and OTP, fingerprint authentication, FaceID.

CONTACT INFORMATION
24/7 Customer Service Center, ready to assist with account security issues, transaction risks, inquiries, advice, and complaints:

- Hotline: 1900 54 54 36

- Email: hotro@zalopay.vn

ZION JOINT STOCK COMPANY

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